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Complete Visa/Mastercard® Card

Account Summary

  • Earn 1% back on purchases to redeem for cash back, gift cards, travel or merchandise.
  • Double your rewards: Redeem your rewards into a First National checking, savings, mortgage or NEST 529 account for a higher value of 2% back.
  • Rewards earned do not expire.
  • No annual fee.
  • 0% introductory APR2 for the first 12 billing cycles on purchases. After that, a variable APR2 based on the Prime Rate between 18.24% and 25.24% APR, depending on your creditworthiness.
  • Earn up to a $50 bonus: Make a purchase in the first three billing cycles, and you’ll earn enough rewards to redeem for $25 in cash back, gift cards, travel or merchandise. Get $50 if you choose to redeem your bonus rewards into your First National checking, savings, mortgage or NEST 529 account.

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